When starting a new dental practice, having the right insurance coverage is essential to protect your business, employees, and patients. Key insurance policies to consider include:

1. Professional Liability Insurance (Malpractice Insurance) – Protects against claims of negligence or mistakes in patient treatment.

2. General Liability Insurance – Covers accidents, such as slips and falls, that occur on your premises.

3. Business Property Insurance – Protects your dental equipment, office space, and furniture from damage or theft.

4. Workers’ Compensation Insurance – Required if you have employees, covering medical expenses and lost wages for work-related injuries.

5. Business Interruption Insurance – Helps cover expenses and lost income if your dental practice is forced to close temporarily due to unforeseen circumstances like natural disasters.

6. Cyber Liability Insurance – Protects against data breaches and cyberattacks, which is crucial for safeguarding patient records.

7. Disability Insurance – Provides financial support if you become unable to work due to illness or injury.

8. Employment Practices Liability Insurance (EPLI) – Covers claims related to employee disputes, such as wrongful termination or discrimination.